Overview
We aim to study the way in which regional financial institutions contribute to the improvement of employment and income in the local economy. Specifically, we will conduct a survey of those who work to revitalize the regional economy (e.g., bank staff) in order to investigate how cooperation functions among financial institutions, local governments, various commerce organizations such as the Chamber of Commerce, and academic organizations such as universities, as such cooperation is crucial in revitalizing the regional economy. Also, we will investigate the effect of the action of the regional financial institutions on the local economy, evaluate the efforts of government policies that aim to enhance the function of the regional finance, such as the enlargement of the credit guarantee system and the injection of public funds, and analyze the corporate governance of regional financial institutions as well as the reorganization of regional financial institutions.
July 6, 2015 - June 30, 2017
Major Research Results
2017
RIETI Discussion Papers
- 17-E-112
“The Number of Bank Relationships and Bank Lending to New Firms: Evidence from firm-level data in Japan” (OGANE Yuta) - 17-J-064
“Risk-taking Behavior in Cooperative Financial Institutions and Financial Stability in Japan: Lessons from the Global Financial Crisis” (OHKUMA Masanori) - 17-J-056
"The Impact of Educational Programs for Managers by Community Banks: The case of a program by Kanazawa Shinkin Bank" (KITANO Yuji) - 17-J-054
"Investment Behavior of Japanese Small and Medium-sized Enterprises and its Structural Change: The influences of the guarantee system and macroeconomics conditions after the financial crisis" (KOZUKA Masafumi) - 17-J-047
"The Impact of the Competitive Environment of Regional Financial Institutions on the Opening and Closing of Business Establishments" (HARIMAYA Kozo and OZAKI Yasufumi) - 17-J-046
"Capital Injection and Japanese Regional Bank Lending" (NAGATA Kunikazu) - 17-J-045
"Do Branch Network Sizes of Regional Banks Influence Their Management Performances Positively?" (KONDO Kazumine) - 17-J-044
"How Do Branch Managers of Regional Financial Institutions Deal with Regional Revitalization: Results of the 2017 RIETI branch manager questionnaire" (YAMORI Nobuyoshi, AIZAWA Tomoko, UMINO Shingo, OGAWA Hikaru, OZAKI Yasufumi, KONDO Kazumine, TAKAKU Kenya, TOMIMURA Kei, HARIMAYA Kozo and YANAGIHARA Mitsuyoshi)
2016
RIETI Discussion Papers
- 17-E-019
“Effects of Main Bank Switch on Small Business Bankruptcy” (OGANE Yuta) - 16-J-064
"Current Situation and Problems with Local Revitalization: Overview of the survey on the attitudes of local government staffs in charge of industrial development" (OGAWA Hikaru, TSUBUKU Masafumi and YAMORI Nobuyoshi)