Overview
Regional financial institutions are increasingly expected to provide a wide range of support beyond simple financing to SMEs and local economies to address issues such as financial deterioration due to the COVID-19 pandemic, business model transformation, business succession, decarbonization, and startup development. However, banks’ efforts are not always highly regarded by firms. Conscious of the problem that there may be a discrepancy between financial institutions' stated strategies and their actions in the field, this project will conduct a questionnaire survey targeting branch managers of regional financial institutions. Based on the results of the survey, we will analyze the status of changes in approaches and capabilities in business valuation since the previous survey (2019), as well as the current status and initiatives that regional financial institutions could adopt (for example, establishing lending practices that do not rely on management guarantees).
April 3, 2023 - September 30, 2025
（During the research project period, the research activity period is set from April 3, 2023 to March 31, 2025, and the data usage reporting period is set from April 1, 2025 to September 30, 2025.）
